OUR PRODUCTS
KARPLEXUS offers a suite of proven products built using the most modern technology stack in the industry today and completely cloud-native and using an API-first design philosophy. Our products span Real-time payments, Switching, Issuance, Pricing and Revenue management, Limits management and critical platform Infrastructure components.
KPLEX PAYMENT SWITCHES
Enterprise-grade, modular payments switch solutions built for high-volume, low-latency real-time payments. They deliver routing, authorization, clearing/settlement and connector layers that integrate with existing banking ledgers and payment rails (including India-UPI, IMPS, AEPS, RTGS), and is designed for rapid deployment, observability and scale. The solution is built using the modern and scalable KPLEX payments engine and natively supports ISO20022 standards.
KPLEX PREPAID WALLET HOST
A modular, enterprise-grade multi-currency digital wallet solution. It supports tokenized instrument linkage (no PCI data), primary + sub-wallets for tracking purpose-specific funds, real-time authorization and velocity controls, and built-in support for top-ups, recurring mandates and UPI/PPI integration. Designed with full accounting support and with ease of integration with existing ledgers and reporting, the solution is optimized for large-scale deployments and compliance.
KPLEX REVENUE MANAGEMENT
A real-time pricing, fee and commissions engine designed for payments at scale. It delivers configurable, rules-based charge calculation, commission routing and settlement/linkage to transaction flows so banks, switches and payment platforms can apply sophisticated pricing (tiered/volume, merchant/broker splits, promos, etc.) and change policies quickly without code changes.
KPLEX CENTRALIZED ID MANAGEMENT, AUTHENTICATION AND AUTHORIZATION
A core platform enabler that provides centralized user management, authentication, single-sign-on and authorization services. It handles role-based access control and policy enforcement, token issuance (for APIs/sessions), multi-factor authentication and audit/logging, and exposes integration points so that switches, ledgers and channel applications can delegate identity and access control centrally. Authentication features (SSO, MFA) and standards support (OAuth2/OIDC / SAML for integration).