KPLEX Prepaid Wallet Host
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Powerful, Modern, Multi-currency Wallet host with support for Prepaid Card linkage
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Real-Time Transactions: Instant wallet-based payments, collections, and transfers
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API-Driven Integration: Plug-and-play architecture for rapid deployment
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Supports all kinds of use cases from gift cards, mobility cards to forex cards
Core Capabilities
Supports Primary and Sub-Wallets and funds isolation by purpose | Linkage of Tokenized Instruments | Real-time Controls, velocity limits and routing. Recurring payments & Mandates including UPI linkage | supports Escrow/holds, split receipts and programmable routing.
Powerful Onboarding
Feature-rich Customer onboarding and customer management | Flexible process and policy definitions support | Flexible and fine-grained pricing plans support | Case management and disputes process
Controls, Security & Compliance
Policy Engine with support for fine-grained rules for limits, KYC and conditional flows | Tokenization, encryption and enterprise KMS/HSM support | Tamper-proof Audit logs and PCI/data-residency friendly design.
Payments & Integrations
Has Out-of-the-box connectors for cards, UPI/PPI, ACH and gateways | Configurable settlement rules with reconciliation hooks | Webhooks & APIs — Event streaming and API-first integrations.​
Developer & Operations
API-First with REST/gRPC APIs. Sandbox and example SDKs available | Prebuilt Adapters for core banking, gateways and reconciliation systems | SLA & Deployment Flexibility as Cloud, on-prem or hybrid | Monitoring, observability & SRE tooling
Powerful Account Ledger
Double-entry, real-time accounting, atomic postings with GL entries composition | Multi-currency with Separate ledgers/sub-ledgers and FX support | Programmable posting rules: Fees, reversals and automated accounting flows | Low-latency, scalable engine for extremely high production volumes | Built-in reconciliation.